# Easy Application Process

> Explore JuanHand product features and the easy loan application process.

The application process is fast. Just prepare your ID card and
 follow three easy steps in the app.

## Borrowing Made Simple

JuanHand easy process that you only need minimal requirements and
 can get approved as fast as 5 minutes.

### Easy and Reliable

Apply with a registered mobile number and 1 valid ID.

### Higher Credit

You can borrow up to ₱50,000 for your financial needs and daily
 expenses.

### Low Interest Rate

JuanHand's Interest Rate is as low as 0.025%, one of the most
 competitive in the industry.

### Safe and Secure

JuanHand is compliant with the SEC, NPC, and AMLC.

## Process

Three simple steps in the loan application process at JuanHand:

### Credit Assessment

Register using your active mobile number and upload your 1 valid ID to apply with
 JuanHand.

### Approval

Once your loan is approved, your funds will be transferred to your chosen
 disbursement method.

### Repayment

You can repay your loans using the JuanHand app. Just click the Bill Tab below,
 then tap repayment to choose your preferred payment method.

![DPO/DPS registered with the National Privacy Commission](../../assets/logos/regulated/dpo-dps-registered.png)

Wefund Lending Corp. (JuanHand) is regulated by the Securities and
 Exchange Commission, with SEC Registration No. CS201825672 and
 Certificate of Authority No. 2844, and protects all data entrusted
 to it.

Please see terms and conditions in the Disclosure Statement before
 proceeding |
 [finlend_complaints@sec.gov.ph](mailto:finlend_complaints@sec.gov.ph)
 Regulated by the Securities and Exchange Commission (SEC) | SEC
 Registration No. CS201825672. Certificate of Authority No. 2844