Fire Prevention & Financial Security: 10 Ways to Protect Your Home & Finances

March is well-known as Prevention Month, and it is also the start of the summer season. Conducting a routine situation check of your home against fires will secure both your family and your finances. In this article, you will learn about the measures that you can implement to protect your property and financial wellness.

1. Inspect your home

Check around your home for and look for ways to improve it in case of a fire. Identify the risks and act on them. Talk with your partner to better address the problem, and even put some budget for the necessary gadgets and devices for your home, like smoke detectors and fire extinguishers.

2. Monitor cooking and appliances

A lot of news out there about fires is because of unattended appliances that are plugged as they go out of their home. You can prevent all that by monitoring your appliances and removing them from the plug. You will both save your home and money because you’ll see an improvement on your electric bill. One of the things that you should include on your checklist if you are going out is to turn off your stove, as this can cause a fire if left unattended.

3. Store Flammable Materials Safely

The rule of thumb in protecting your home from fires is keeping flammable materials out of reach of children. You must protect your home at all costs and that includes keeping flammable materials stored safely and securely. Items like batteries, cleaning supplies, and any chemicals should be placed in a locked cabinet or on high shelves where children cannot access them. Additionally, ensure that the gas tanks used for cooking are positioned in a well-ventilated area to avoid fires in your home.

4. Check Electrical Wiring

Electricity is a basic necessity in every home. The wiring should be positioned properly inside the premises and look out for blown fuse, burnt wires, and improper connections, for this can spark trouble. If you need assistance, you can seek the help of a professional to have an overall check of your electrical wiring and even fix some problems to prevent any complications in the future.

5. Budget for Safety Upgrades

Safety is your main priority, which you can achieve by acquiring the appropriate devices and tools to protect your home. Instilling smoke detectors and fire extinguishers in specific parts of your home is a must-have in securing your property from fires. Consider setting aside a small budget from your monthly finances for these kinds of upgrades. If you need a trusted loan, JuanHand has it covered. With JuanHand, you can borrow up to ₱50,000 with only a daily interest of 0.025%. The repayment terms can also reach up to 9 months, which makes your loans manageable. The loan requirements are easy because you only need 1 Valid ID, and you can get approved as fast as 5 minutes. Securing your family’s safety is not a one-man job; JuanHand is here to offer the financial assistance you need.

6. Secure Important Documents

In times of emergency, you should always be prepared. Always have a safe storage for your important documents like IDs, paperworks, and insurance policies. A safe or fireproof box can keep these documents protected from fire damage. Additionally, consider creating digital copies of important papers stored in a secure online cloud service. This ensures that even if physical copies are damaged, you have backups that you can easily access.

7. Create an Emergency Plan

A well-thought-out plan is an excellent defense against emergencies. Establishing an emergency plan will benefit you and your family’s future. Create a list of the items you should secure as discussed in the previous advice. It is also important to ensure that the pathways in your home are clear of obstructions and tidy so that, in times of emergency, you can easily exit your home without any hassle. Additionally, it’s crucial to include an emergency fund for unexpected situations. This fund can help cover costs related to temporary housing, replacing damaged items, or any immediate needs that may arise.

8. Consult a Professional

Knowledge and Home improvement are key to preventing fires. To further reinforce your property and protect your home against fires, seeking the help of a professional is an investment for the future. Professional assistance can greatly enhance safeguarding your home against faulty wiring, gas leakages, and several other reasons that will lead to fires. A comprehensive fire safety inspection will catch potential hazards and provide options for making your home safer for you and your family.

9. Get an Insurance Plan

You may not realize it now, but acquiring insurance will protect your family and property in an emergency. It will help you have a backup plan and an additional infusion of funds when the time comes to address unexpected expenses. Look for a comprehensive home insurance policy that covers fire damage, personal liability, and additional expenses. Remember that you are not alone in preparing for the unexpected. If you are looking for a reliable loan app for your needs, JuanHand is here to assist you.

Millions of users already trust JuanHand for its easy-to-use interface and compliance with government agencies like the Securities and Exchange Commission (SEC), the National Privacy Commission (NPC), and the Anti-Money Laundering Council (AMLC). Also, JuanHand has a 7-day Customer Service to answer your inquiries and address your concerns. 

10. Educate your Family

The summer season is already upon us, and extreme heat is expected by the end of March. Teaching your family how to protect themselves from the summer heat is crucial for their safety. This includes always having a bottle of water, using an umbrella when going outdoors, and implementing safety practices to prevent fires in your home. Knowledge is power when it comes to fire prevention, and staying informed will not only benefit you but also the community you live in. Collective awareness will provide insights and resources that enhance safety measures in the neighborhood.

Fire prevention is a responsibility that everyone should take seriously. Knowledge is essential to address unexpected events. Always seek effective ways to secure your home against fires this summer. Although home preparedness can be costly, you have something that will always offer you a helping hand in case of an emergency. Financial assistance is available for everyone, and if you need a safe and reliable loan during an emergency, sagot ka ni JuanHand!